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Showing posts from October, 2021

Using Daylight Savings Time as a Reminder to do These Things

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There are a number of tasks around the home that we are all supposed to remember to do once or twice a year.  But how often do you forget?  As busy real estate agents at the Lake of the Ozarks , we understand.  We have learned to use daylight savings time as a reminder to do certain tasks around our homes at Lake of the Ozarks , so we don’t have to leave it up to our memories or write it on the calendar.  So, Your Favorite Real Estate Team thought you might find it handy if we shared our fall daylight savings time task list with you.  If you would like to know how to use daylight savings time as a reminder to do these simple but important tasks, keep reading this blog! Reverse Ceiling Fans Your ceiling fans help circulate the air in your home, so the temperature is distributed more evenly.  In the summertime, you are adding cool air which sinks.  Your ceiling fan should blow upwards to draw the cool air up.  In the fall, you will want to switch the fan to blow hot air (which ris

5 Reasons Why Listing Your House in the Off-Season Can Be Helpful to You

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 It is a common misconception that putting your home up for sale in the off-season is a waste of time.  At Your Favorite Real Estate Team , we have not found that to be true.  Our experienced realtors at the Lake of the Ozarks help clients sell their homes all year round and have actually found there are some good reasons to consider selling your home at the Lake of the Ozarks in the late fall and winter months.  If you are interested in getting your home on the market and would like to know more about how that works outside of peak months, keep reading this blog.  We will talk about 5 ways right now is a really good time to prepare your home for sale. 1) Buyers are Serious. Buyers who are looking for a home in the late fall and winter usually have a reason.  With kids in school and all the related activities, plus holiday events, and weather that makes you want to just stay cozy at home, if someone is out looking for houses in the colder months, they have a purpose.  They may be nee

The Preapproval Process – What Your Bank Will Need From You

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Buying a Home at the Lake of the Ozarks can be a pretty competitive process these days. The lake is known and loved across the nation now, and everybody wants to live that lake lifestyle. Now more than ever, getting preapproval for your mortgage is a must before you ever start looking at houses. First, you will want to know how big a mortgage you qualify for, and second, sellers will want to know you have the means to buy the property before they will take your offer seriously. But don’t worry, it’s not that complicated. You just need a few pieces of information for your lender to start the process. If you would like to learn more about what it takes to get preapproval, Your Favorite Real Estate Team can help. Just keep reading this blog!  Credit History & Score Your credit history will tell the bank a lot about your financial responsibility. What they see in your credit report will help them determine how much they are willing to loan you, and at what interest rate. The bett

5 Things To Avoid When Preparing To Buy a Home

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Your Favorite Real Estate Team knows what an exciting time it is when you are getting ready to buy a home at the Lake of the Ozarks .   We have a lot of experience helping clients through the process and as real estate experts at the Lake of the Ozarks we have learned some things over the years that may be surprising to someone who is not in the real estate industry.  So, we wanted to share some thoughts with you regarding what to avoid when you are preparing to purchase a home.  If that is something you would like to know more about, keep reading this blog! 1) Changing Jobs Even if it shows you will be making more money, it is still not a good idea to change jobs without talking to your mortgage officer first when you are in the process of buying a home.  The bank wants to see that you are financially stable and one of the best ways to demonstrate that is with your employment history.  So, keep it steady and don’t make any changes. 2) Borrowing Money When determining what th

Home Maintenance Tips for the Fall Season – part 2

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If you read last week's blog, you know how much we love the fall at the Lake of the Ozarks .  This has been an exciting year for Your Favorite Real Estate Team as we have helped countless people buy a home at the Lake of the Ozarks and start enjoying the lake lifestyle.  As the seasons change, we wanted to help with some simple tips for home maintenance this fall.  If you enjoyed part one of this blog, keep reading for more helpful hints. Yard Maintenance It is not just for the curb appeal, maintaining your yard can yield several other benefits as well.   Raking the leaves and cleaning up debris like twigs, nuts, and broken branches will help keep your lawn, trees, and shrubs healthier.   When these materials pile up they can trap in moisture and block out sunlight, potentially leading to mold growth, pests, and other issues.   When leaves and branches dry up, they can also create a fire hazard. So, for safety, the health of your turf and plants, and for a nice-looking lawn,